Umbrella Liability in Daytona Beach, FL

Insurance under Umbrella. Image with clipping pathMost types of insurance provide one specific kind of coverage. Auto policies protect you in case of a car accident, while homeowners policies cover your house and the belongings in it against theft or damage. At Commercial Coverages, Inc., you have a more thorough choice. Our umbrella liability in Daytona Beach, FL, is a single plan that covers most aspects of your financial life. That means any time you run over the liability limits on one of your other insurance policies, your umbrella coverage is there to take care of the extra costs. It’s the ultimate peace of mind.

For example, if you’re at fault for an accident or injury that ran a bill of $400,000, you could be in trouble if your policy only covered $300,000 or less. This is when your umbrella insurance would step in and take care of the rest. You never know how expensive an accident will be until it’s too late, and it’s often best to err on the side of caution and assume the cost will be quite high. By purchasing from us, you’re able to be safe instead of sorry.

How Our Liability Plans Work

Umbrella liability insurance protects you against lawsuits. With most auto policies, the maximum amount of liability coverage you can buy is either $300,000 or $500,000 per accident. However, damages from a lawsuit can easily add up to millions of dollars. Having an umbrella plan keeps a massive lawsuit from wiping out all of your other assets. The service also safeguards you against being sued for damage that other policies don’t cover, such as an accident you caused at work or on vacation.

You never know who might try to take you to court, and it only takes one lawsuit for an individual or business owner to lose everything. The company you created could come to an end overnight. Our personal liability umbrella policy could mean the difference in what happens to you and your assets after an accident.

The Importance of Umbrella Insurance Coverage for Businesses

When you’re running a commercial establishment, you’re at even greater risk for liability. Customers can sue because they tripped on your property, because they feel you shortchanged them on something, and all kinds of other reasons you may or may not have knowingly caused. Our coverage gives you a way to handle that and still stay in business.

Contact us for the coverage you need for everything important to you. Our representatives will find the perfect policy for your situation.